Preparing for flood damage
If you have a home or business that has a mortgage or loan regulated by the government and in a special flood hazard area deemed by FEMA you are required to buy flood insurance. The building owner must maintain insurance for the life of the loan. Most importantly the thing to do is prepare.
Safety is key, how are you going to keep your family and employees safe during a flood? Develop a plan, waterproof areas that are critical to your operation. Be sure to consider power to maintain critical areas, especially if they include pumps to keep rising water at bay. Preventative maintenance and checks on this equipment such as sump pumps and generators will ensure that you can count on them in time of need. Not all plans are mechanical check levees and berms for excessive vegetative growth and cracks also with walls that may hold out water. Ensure storm drains are kept clear of leaves and debris.
Develop a plan for a flood emergency. If you must leave the building for safety, do you have an evacuation plan? Who is assigned to do what? Who is accountable to ensure everyone is accounted for? Have the plan practiced periodically and assign alternative personnel incase key personnel are not on site at the time of an emergency. SERVPRO of West Forsyth County offers a plan that is easy to develop and customizable to your business.
Something to think about before you purchase a home or business site. Am I getting ready to buy in a flood prone area? Where are the sources of water nearby to be aware of if they do flood? Luckily there is an easy to use website by FEMA that can show you a map of the area. Homeowners' and renters' policies rarely cover flooding. Contact your insurance agency about getting flood insurance. Flood insurance is administered by FEMA and a helpful FAQ can be found here.
Should you need any of our water damage restoration services call us directly at 336-946-1131